Protecting Your Advice, Your Reputation, and Your Business

Professional Indemnity Insurance

At Bruce Chiene Insurance Brokers, we understand the risks professionals face when delivering advice, design, or services. One error - or even the allegation of one - can lead to significant financial and reputational damage.

Professional Indemnity (PI) Insurance helps safeguard your business by covering legal costs and damages arising from professional negligence, errors, or omissions.

What Does PI Insurance Cover?

  • Legal Defence Costs
  • Claims of Negligence, Error, or Breach of Duty
  • Client Financial Losses from Professional Services
  • Errors or Omissions in Advice or Design
  • Optional Cover for PR Expenses, Investigation Costs, and Fraud

Specialist Areas We Cover

Professional & Business Services

  • Accountants & Bookkeepers
  • Financial Planners & Mortgage Brokers
  • Business Consultants & Coaches
  • HR, Recruitment & Workplace Advisors
  • Any other Professional Service in between

Construction & Design Professionals

We provide tailored PI solutions for professionals working across the built environment - not just designers. Whether you’re overseeing, certifying, designing, or managing construction-related activities, we’ve got you covered.

Our clients include:

  • Design & Construct Contractors
  • Architects & Engineers
  • Building Consultants & Certifiers
  • Project Managers & Construction Managers
  • Surveyors & Specialist Trades with advisory components
    • Coverage available for both traditional consulting and integrated D&C exposures.

Other Key Industries

  • Environmental Consultants
  • Insurance & Financial Licensees
  • Real Estate Agents & Property Managers
  • Creative, PR & Media Agencies
  • Emerging White Collar Professionals

Medical & Allied Health

  • Psychologists, Physiotherapists & Counsellors
  • Occupational Therapists
  • Medical Practice Management Consultants

Note: This does not always include medical malpractice, which may require separate cover.

Additional Cover Options

  • Excess Layer PI - For meeting contract requirements or enhanced protection
  •  Contract-Specific PI - Ideal for large projects or short-term consulting
  •  Combined PI & Public Liability - Popular with SMEs and sole traders
  •  Cyber & Data Risk Extensions - For tech-based or data-heavy professions

Technology & Digital Services

  • IT Consultants & Managed Service Providers
  • Software & App Developers
  • SaaS & Cloud-Based Businesses
  • Digital Marketing & Web Design Agencies
    • Tech PI often includes IP infringement, data breach fallout, and service failures.

Why Choose Bruce Chiene?

With deep industry knowledge and a hands-on approach, we work with you and insurers to design PI programs that match your specific services, risk profile, and contractual requirements - ensuring you're covered where it counts.

Established 1956

Decades of Experience

Tailored Risk Advice

Get in touch

Talk to a Professional Indemnity Specialist today!

We go beyond placing a policy. Our team partners with you to understand the shape of your risk, ensure your cover aligns with your contractual needs, and advocate for you at claim time.

Related Insurance Services

We offer wide range of other Insurance services.