Broad Cover for Static and Mobile Equipment
Plant & Equipment Insurance
Operating heavy machinery across civil works, construction, demolition or mining, we arrange plant and equipment insurance tailored to your setup.
Whether you own, lease or operate heavy machinery across civil works, construction, demolition or mining, we arrange plant and equipment insurance tailored to your setup. From a single excavator to fleets - we’ll help you stay on track with insurance that protects your machines and your business.
We work with builders, subcontractors, demolishers, developers, owner-operators and equipment hire businesses across Australia.
What We Cover
Our policies can be customised for both fixed and mobile plant, and extended to include tools, accessories, wet hire liability, and even financial protection if the machine is under loan or lease.
Mobile Plant Insurance
Covers machinery that travels across worksites or between job locations.
Typical items:
- Excavators, loaders and backhoes
- Skid steers and mini diggers
- Telehandlers, dump trucks and scrapers
- Rollers, graders and pavers
Key Inclusions:
- Accidental damage or total loss
- Fire, rollover, flood or vandalism
- Theft from site or transit
- Recovery costs and clean-up
Mechanical Breakdown (Optional)
Add breakdown cover for sudden, unforeseen internal failures not caused by an external event - ideal for older machinery or high-dependence assets.
Finance Gap & Financial Protection
Optional extensions to cover:
- Finance gap between payout and loan balance
- Continuing repayments after a loss
- Loss of hire (income protection if plant can't be used or rehired)
Key Features
- Cover for owned or leased equipment
- Single machine or full plant fleet
- Protection while on site, in storage, or in transit
- Australia-wide including remote and regional
- Breakdown and liability options available
- Support with wet hire, cross hire and dry hire setups
Hired-In Plant Cover
If you're renting plant or equipment from a third party, we can arrange short-term or annual hired-in cover to meet your contractual obligations.
Cover Includes:
- Loss or damage to hired item
- Hired-in plant under your care, custody or control
- Optional hire costs continuation (financial protection for damage-related downtime)
Fixed Plant Insurance
For stationary machinery and site-based infrastructure essential to operations.
Includes:
- Generators and compressors
- Pumps and treatment equipment
- Silo or batching plants
- Crushing and screening gear
Plant Liability (Optional)
For third-party property damage or personal injury caused by your plant, including while in use or transit.
We can include:
- Public Liability for plant use
- Liability while operating on third-party sites
- Damage caused while loading/unloading
Did You Know?
Who This Suits
- Civil and infrastructure contractors
- Earthmoving and demolition businesses
- Mining and quarries
- Trades using mobile plant (e.g. plumbing, landscaping, concreting)
- Developers with fixed plant assets
- Hire and rental companies
Get in touch
Let’s Keep Your Business Moving
Whether it’s a bobcat on a weekend hire or a million-dollar piece of equipment, we’ll work with you to organise a plant policy to suit your business, risk and contracts - and help keep you working, not waiting.
Related Insurance Services
We offer wide range of other Insurance services.
Business Insurance
Construction Insurance
Cyber Insurance
Domestic Insurance
FreightInsure
Industrial Special Risks
Management Liability
Marine, Transport & Logistics Insurance
Plant & Equipment
Professional Indemnity
Rural & Farm Insurance
Strata Insurance
Workers Compensation